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Investor Due Diligence Checklist

Three documents and three sheets, keyed to the investor's own item numbers so no status cell is ever left blank.

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A diligence list arrives numbered, and the company answers it in its own vocabulary. That is where the momentum goes. Their analyst is working the list they sent, so every reply organised differently has to be re-mapped by hand, by them, and the items that fail to map get asked for twice. The second failure is quieter: a blank status cell has exactly one meaning to the person reading it, which is not done yet.

Stonemarket Data is an invented Delaware company at Series A, answering an 84 item list against the room it built from the startup data room checklist. Thirteen items would have been blank on a first pass. Nine did not exist and never had, because a 22-person company has no SOC 2 report and no transfer pricing file. One line of reason each closed all nine, and the investor's outstanding list dropped from thirteen items to four. That is an afternoon's work against the thing a diligence process costs most.

The other silent failure is the reissue. Their first list had 79 items and their second had 84: five added after the partner meeting, three renumbered. A company still answering version one gets eight items wrong. And the boundary between an item that never applied and one that should exist is not a matter of taste, because Delaware enumerates the books and records a stockholder may inspect, and board minutes are on that list.

Eighty-four items, five statuses, no blank cells

The tracker keyed to their numbering, the same items grouped by who has to produce them, and the diff between two versions of their list.

Request Tracker

Stonemarket Data, Inc. Keyed to the investor's item numbers, verbatim. A selection of the eighty-four rows.

Their itemTheir wordingStatusOwnerDaysNote
2.7SOC 2 Type II reportNever appliedCTO2No certification held. Security summary at 2.9 instead
4.4Copies of all section 83(b) elections filedSent with memoCounsel5Eleven of twelve inside 30 days. RS-07 filed on day 41
4.9Board consent authorising each option grantShould exist, missingCounsel18Sept 2024 grant had no locatable consent. Ratifying consent adopted
4.10Minutes of every board meeting, last 24 monthsShould exist, missingCounsel11Nov 2023 meeting had no minutes. Reconstructed and adopted
5.3Transfer pricing documentationNever appliedFounder1Not applicable. No non-US entity, per item 5.2
7.11Any contract with an uncapped liability provisionDuplicateCounsel6Answered by the memo at 3.6
StatusCountWhat it means to the analyst
Sent61Uploaded against their number. Nothing to say about it
Sent with a memo8Present and correct, and reads oddly without half a page
Never applied9Closes on receipt. One clause of reason each
Should exist, missing4A finding. Owner and date per row
Duplicate within their own list2Cross-referenced, never uploaded twice
Total8461 + 8 + 9 + 4 + 2

Thirteen of the eighty-four would have been blank on a first pass: the nine that never applied and the four that are real. Writing one line of reason on the nine took an afternoon and moved the investor's outstanding list from thirteen items to four. As an empty cell those two groups are identical, and as answers they are opposite: one is a fact about the company's stage, the other about its records.

Owner and Status

The same eighty-four items, grouped by who actually has to produce them.

OwnerItemsLongest itemDaysOn the critical path
Counsel224.9, ratifying board consent18Yes, all of it
Bookkeeper135.6, deferred revenue schedule7No
Accountant65.13, sales tax filings by state6No
Broker37.2, policy set and loss runs6No
Founder313.8, advisor countersignature4No
CTO92.9, information security summary4No
Total8418One owner

Every other owner had closed by day seven, so the response was one item away for the last seven of its eighteen days. Reported as ninety-six percent complete that is true and useless. Reported as one item, one owner, and the three steps inside it, the founder knows there is nobody worth chasing and the analyst can plan around a date. Two rows are blocked on parties the company cannot compel: a carrier producing loss runs and a state confirming a filing.

Version Diff

Their list, reissued after the partner meeting. This is the failure that never surfaces until somebody asks on a call.

ChangeCountItemsWhat a version-one answer does
Items on version 1, received 1 October79
Items on version 2, received 6 October84
Added in version 252.9, 2.10, 5.12, 5.13, 5.14Never answered at all
Renumbered in version 236.7, 6.8, 6.9 reorderedAnswered against the wrong number
Removed in version 20Row kept and marked withdrawn
Items a version-one answer gets wrong8Out of 84

Five plus three, and not one of the eight is visible from the company's side. The five added items are also the ones the partner asked for after the meeting, which makes them the ones the partner cares about most. Every tracker row therefore carries both the item number and the version it came from, and a renumbered row keeps both numbers, because six weeks later somebody will be reading an email that cites the old one.

What's in the pack

01

Request Tracker

One row per item, keyed to the investor's number verbatim and carrying the version of the list it came from. Five statuses, none of them blank, and both numbers retained when an item is renumbered.

02

Owner and Status

The same items grouped by who has to produce them, with the longest item per owner and a flag for whether that owner is on the critical path at all.

03

Document Register

The index of everything sent, with file name, folder, date and the source of truth behind each one. A document nobody can reproduce is a finding rather than an upload.

04

Answering an Item That Does Not Exist

The two kinds of nothing, why they are opposite in meaning, and nine worked one-line answers. Plus the four things a good never-applied line avoids, including the promise you did not mean to make.

05

Explanation Memos

Two memos written out in full, one on an election filed eleven days outside its window and one on an offsetting pair of cap-table errors, plus the eight-item list they came from.

06

Response Note

The one-page cover that states the status counts, names the critical path item and its owner, lists the memos, and asks for one thread and one contact.

How to use it

  1. 1

    Open in River, or download it

    Take the blank Word and CSV files with no account, or install the pack in River and paste in the request list you were actually sent.

  2. 2

    Read the list before reading any document

    Item count, section count, duplicate pairs, and which items need somebody outside the company. All available before a single file is touched.

  3. 3

    Do the never-applied set first

    It is the cheapest work on the list and it produces the largest single drop in what the investor believes is outstanding. One clause of reason each.

  4. 4

    Report a critical path, not a percentage

    The longest item in business days, its owner, and the day everything else closes. Ninety-six percent complete can mean Friday or three weeks out.

Frequently asked questions

Is this template free?

Yes. Three documents and three sheets download as Word and CSV files with no signup and no credit card. Edit with AI is the optional path where the agent builds the tracker from the list you were actually sent. The rest of the library is at the template index.

What format are the downloaded files?

Word documents (.docx) for the Response Note, the Explanation Memos and the guide to answering an item that does not exist, and CSV (.csv) for the Request Tracker, Document Register and Owner and Status sheets. No conversion step.

Why not just use my own checklist?

Because the analyst is not reading your checklist. They are reading the numbered list they sent, using it as their own internal status report. A reply organised any other way has to be translated by them, and the items that fail to translate get requested again.

What counts as an item I should have and cannot find?

Anything the company is the kind of company to hold. Delaware's inspection statute names board minutes, records of board action and three years of annual financial statements among the categories a stockholder may demand, so those are never in the never-applied bucket at any stage.

One of our 83(b) elections was filed late. What goes in the tracker?

The transfer date, the filing date, and the fact that the regulation requires filing not later than 30 days after the transfer. Then the company's own tax counsel as the owner. The pack records dates and arithmetic and does not characterise consequences.

Should we volunteer a problem before they find it?

For anything a competent analyst finds anyway, yes, with the arithmetic already done. Eight of the worked example's 84 items went out with half a page attached. A memo turns a discovery into a paragraph, and a company that has enumerated its own rough edges has clearly read its own documents.

What should be ready before diligence starts?

The room itself, a reconciled cap table, and a 409A document checklist if options have been granted since the last report. Getting to a signed term sheet in the first place starts with a dated investor target list. Where the counterparty is an acquirer rather than an investor, the same gaps get priced and dated in the business sale preparation pack.

Turn their list into a tracker with no blank cells

Download the blank pack as Word and CSV files, or open it in River and paste in the request list exactly as it arrived, numbering intact.

Edit with AI